Friday, 16 January 2009

What To Do After a Car Accident

What To Do After a Car Accident
By Jorge Smith

Are you prepared for a car accident? How do you know? Many people might say that they are legally prepared, but not financially or emotionally prepared. I don't think anyone really plans to have a car accident, and there is virtually nothing you can do to prepare emotionally, but here are some tips to help you in the unfortunate case you do have to deal with the situation.

If you are able to move and talk, you need to be able to explain exactly what happened to a police officer so that they can write a report. Make sure you get the report number or at least the number of the station and name of the officer, so that when the report is done you can contact them to make sure you get a copy. The next piece of information you need is about the other driver. You need their full name and insurance company name in case you need to file a claim.

After you have exchanged information with the other party and the police officer you should go to the hospital to be examined by a doctor. Even if you feel fine, you may still be in shock and the adrenaline in your system my stop you from feeling pain initially. Most common injuries are back and neck related. You will need to take it east for at least a few days.

Your insurance company will have to be notified of the situation regarding what happened so that they can access damage costs and determine fault. If you are found at fault, you might owe money to the other party involved. If they are found at fault, they may owe you money. That depends on whether or not either of you decides to file a claim. Most likely you insurance payments will increase slightly, unfortunately.

Hopefully, that is all you will have to deal with. That is the very least you will need to do for a fender-bender. If the accident is fatal you will most likely have to go to court. Make sure that you get a lawyer who specializes in car accidents or insurance claims. Be careful that they are in the business to help you and not to take advantage of your money. If you are found at fault you may be charged with involuntary manslaughter.

I don't mean to scare you, but car accidents happen all the time. That's just what they are, accidents. If you follow the guidelines in your local driving manual and don't drive while intoxicated, you have a greater chance of avoiding this. One other word of caution for you is to be very aware of your surroundings when you drive. Watch other drivers and make sure you are not in the way should they do something foolish. Be careful, and always wear your seatbelt.

Jorge Smith works as a Police Officer dealing with car accidents. He has seen all sorts of accidents, from minor to major, during his 12 years career. He set up a personal website to share his experience. Go and visit his website today at http://www.accidentsite.info/things-you-ought-to-know-in-faultless-car-accidents.html

Article Source: http://EzineArticles.com/?expert=JorgeSmith
http://EzineArticles.com/?What-To-Do-After-a-Car-Accident&id=293937

Sunday, 11 January 2009

10 Tons of Unexpected Danger May I Have My Death or Injuries ToGo Please

10 Tons of Unexpected Danger - May I Have My Death or Injuries To-Go Please
By Tony M Jackson

Have you ever considered why your vehicle has a spare tire? Dont answer thatits a rhetorical question. Have you ever considered why you do not have extra protection, if your vehicle breaks down, involved in an accident, or simply stopped on the highway for any reason? This one, you can answertake your time, I can wait. OK, if your car battery dies, you become a sitting duck. If your car breaks down around a curve, oncoming motorists may not spot you in time to slow down and avoid a deadly accident.

Even in plain view, motorists are killed or injured because of obstructions that may restrict other drivers view, causing a devastating rear-end collision. Well, unplanned events happen, and emergencies are a fact of lifecould it happen to you? If you can identify with this dangerous situation, you should avoid an incident by having protection, and have your death or injuries to-go.

We hope it never happens to us...a disabled or stranded vehicle on dangerous roadsides is scary! We have all seen it before...a vehicle stopped or disabled on the roadside and what do we do? We drive on by at speeds of 60 to 70 miles an hour...what most are thinking at the time, I'm glad it's not me, while others may simply pray and hope that no one gets hurt. We have all heard of the Good Samaritan stopping to assist a broke-down motorist, where one or both is struck and killed by on-coming trafficwhat a tragedy. Motorists traveling at 60 miles/hour only have 3 seconds to spot a disabled vehicle and avoid an incident.

This chilling situation is happening all across the nation with devastating consequences, and most instances, turns into a nightmare for motorists and emergency response teams without early warning protection, says Tony Jackson, Chairman/CEO of Globalnologies Corporation (www.globalnologies.com), loss prevention strategies, and tactical safety solutions expert in the incident management industry. Jackson went on to say, Safety devices in non-commercial vehicles is not a requirement in the US as in most European Countries, and this presents a dangerous environment for motorist without safety protection.

Here is the problem; we think it will never happen to us...accidents can happen to anyone, anywhere, anytime, with devastating and life altering consequences. Two questions, do you have safety protection in your vehicle, and if not, why not? Advanced safety technologies offer the best chance for avoiding an incident when compared with traditional warning triangles, traffic cones, or flares, and has superior higher visibility safety functions to improve chances of survival, says Jackson.

According to the National Highway Traffic Safety Administration (NHTSA), 43,443 fatalities occurred in 2005, and over 3.0 million motorists were injured by roadside and general vehicle accidents. The economic impact from the year 2000 (latest available information) was $230,568 Billion. A staggering 62% of accidents occur at night, with the remainder occurring at dawn, dusk, and during rush hour.

Highways have become more dangerous with an increase in speed limits, impaired or distracted motorists, construction projects, and poor highway lighting to name a few. Move-Over Laws exists in forty-three states. The law in general is specific to law enforcement, emergency response agencies, and highway maintenance workers only--general motorists are not included in the law. The ideal solution is two fold: 1) legislators should create similar laws to protect general motorists; 2) legislators could enact laws to require safety devices in all vehicles or as an OEM (Original Equipment Manufacturer) solution.

FBI statistics indicate traffic crashes claim the lives of more law enforcement personnel than any other cause of death in the line of duty, including shootings. In addition, reports show emergency vehicles of all types have been in severe or fatal accidents while parked beside highways, even while flashing emergency lights are in operation.

According to Jackson, if fatalities and injuries are occuring to emergency response personnel with flashing lights, imagine the danger to average motorists disabled on the roadside for any reason.

Jackson says, there are (8) immediate benefits of safety devices in vehicles:

Provides a highly visible advanced Alert for oncoming traffic;
Change flat tires confidently & safely (being seen is critical to survival and incident avoidance);
Safely inspect trouble outside vehicles (always have a flashlight and wear safety vest);
The best safety devices take less than 3 seconds to setup & begin operation (every second counts);
Safely wait for emergency assistance w/confidence & security;
Highly Visible Safety Devices present the best chance of protection from rear-end and post accident collisions;
Possible reduction in vehicle insurance premiums (costs savings);
Good for the US economy, more importantly, could significantly reduce deaths and injuries.

Jackson says the bottom-line is, if you do not protect yourself and love ones with early warning safety devices, injuries, or even death could occur and is occurring at alarming rates. The fact remains, it could happen to you--10 Tons barreling down the highway and hitting a disabled vehicle or person could be avoided with simple, yet effective higher visibility safety solutions.

Safety technologies and products are available now, easy to use, and capable of providing a higher visibility on-site presence for motorists. These new devices are just like having a spare tireno vehicle should be without one, because being safe is no accident, says Jackson. Safety devices in vehicles will ensure that we have our death or injuries to-go by avoiding an unfortunate accidentwhile proactively avoiding a great deal of grief, most importantly, could save lives and boost the economy.

Tony Jackson is an expert on loss prevention strategies and tactical safety solutions located in Atlanta, Georgia USA. To learn more, and to receive Tonys free vehicle safety newsletter, please visit http://www.globalnologies.com You may also contact Tony directly at tonyj@globalnologies.com

Article Source: http://EzineArticles.com/?expert=TonyMJackson
http://EzineArticles.com/?10-Tons-of-Unexpected-Danger---May-I-Have-My-Death-or-Injuries-To-Go-Please&id=634122